Home Purchase

Mortgage Pre-Approval

First Time Home Buyer
Second Home
Vacation Home
Investment Properties
Newcomers to Canada
Self Employed
Bank Refusals / Bad Credit, No Problem

Get Pre-Approved Today!

Unlock Your Homeownership Dreams

We understand that purchasing a home is a significant milestone in your life. Whether you’re a first-time homebuyer or looking to upgrade to your dream home, our Home Purchase Mortgage services are designed to make your homeownership journey seamless and stress-free.

Apply for a Quick Approval

Make sure to have all your documents ready to avoid any delays with your deal

Our Home Purchase Mortgage Process

Step 1: Consultation

The journey begins with a personalized consultation where our mortgage experts take the time to understand your homeownership goals, financial situation, and preferences. This initial discussion lays the foundation for crafting a mortgage solution that aligns with your unique needs.

Step 2: Pre-Approval

Once we have a clear understanding of your requirements, we guide you through the pre-approval process. Pre-approval gives you a realistic budget and enhances your negotiating power when searching for your dream home.

Step 3: Application

Our user-friendly online application platform allows you to complete the mortgage application at your convenience. You can securely upload necessary information, and our team is available to assist you every step of the way.

Step 4: Processing

Step 5: Underwriting

During the underwriting phase, our experts assess the risk associated with your mortgage application. We collaborate with you to address any additional requirements or queries from underwriters, ensuring a smooth and efficient process.

Step 6: Approval and Closing

Upon approval, we move forward to the closing stage. Our team coordinates with all relevant parties, including title companies and real estate agents, to facilitate a timely and stress-free closing experience.

Step 7: Welcome Home

Congratulations! You are now a proud homeowner. Our commitment to your success doesn’t end at closing. RTS Mortgage Financial remains your trusted partner, providing ongoing support and assistance as you embark on this exciting chapter of homeownership.